Leading Crosschain DeFi
Lend, borrow, stake, trade, and integrate with unified liquidity powered by DeFi’s leading crosschain lending.
$0
Total Value Locked
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Total users
Definition: ''users''
Total Users represents the number of unique users who have actually used Folks Finance's tools and features (such as lending and borrowing), not just connected a wallet.
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Supported chains
+0
Listed tokens
+0
+0
Total users
Definition: ''users''
Total Users represents the number of unique users who have actually used Folks Finance's products and features (such as lending and borrowing), not just connected a wallet.
+0
Supported chains
+0
Listed tokens
+0
Folks Finance’s Tools
Permissionless leading DeFi tools across multiple networks, built and refined through years of everyday use.
Smart folks use Folks
Adopted by leading partners and teams building across DeFi.
Magma 🦖🧡 (mainnet arc)
@MagmaStaking
Aethir Ecosystem
@AethirEco
Good news, Aethirians 📣
The first-ever lending market for ATH is now LIVE on @FolksFinance, giving our community direct access to cross-chain liquidity.
Details 👇
The first-ever lending market for ATH is now LIVE on @FolksFinance, giving our community direct access to cross-chain liquidity.
Details 👇
Treehouse
@TreehouseFi
Folks Finance 🤝 Treehouse
tAssets goes live on @FolksFinance!
Supply $tETH and $tAVAX, borrow cross chain against it, and loop your position for additional yield, Nuts, and Folks Points across tAsset pools...
tAssets goes live on @FolksFinance!
Supply $tETH and $tAVAX, borrow cross chain against it, and loop your position for additional yield, Nuts, and Folks Points across tAsset pools...
Shib
@Shibtoken
This is incredible.
After turning $SHIB into a crosschain token with @chainlink CCIP, one of Chainlink's flagship projects has already adopted it.
@FolksFinance has listed $SHIB in its crosschain lending markets, using CCIP to fix liquidity fragmentation...
After turning $SHIB into a crosschain token with @chainlink CCIP, one of Chainlink's flagship projects has already adopted it.
@FolksFinance has listed $SHIB in its crosschain lending markets, using CCIP to fix liquidity fragmentation...
Ethena Ecosystem
@Ethena_Eco
$USDe and $sUSDe have been listed on @FolksFinance.
Ethena assets are now usable within the platform for deposits, collateral, and crosschain borrowing.
Worth pointing out that users looping on Folks can also unlock amplified staking & lending APY along with other incentives/points.
Ethena assets are now usable within the platform for deposits, collateral, and crosschain borrowing.
Worth pointing out that users looping on Folks can also unlock amplified staking & lending APY along with other incentives/points.
Kintsu
@Kintsu
Excited to see sMON live on @FolksFinance
Users can now bring sMON’s native staking + MEV rewards into cross chain collateral, borrowing, and looping strategies, without ever stopping the underlying yield.
Exactly the kind of composability we built for.
Users can now bring sMON’s native staking + MEV rewards into cross chain collateral, borrowing, and looping strategies, without ever stopping the underlying yield.
Exactly the kind of composability we built for.
stake.link
@stakedotlink
Our LINK Liquid Staking Token is now live for borrowing and lending by @Chainlink's BUILD member @FolksFinance, powered exclusively using Chainlink Price Feeds and CCIP 👇
Avant
@avantprotocol
Congratulations on a successful TGE!
Solv Protocol
@SolvProtocol
Solv Protocol x @FolksFinance
We're excited to announce our collaboration with Folks Finance! SolvBTC holders can now supply their assets on Folks Finance’s xChain App and access cross-chain collateralization.
This integration enables seamless lending across chains...
We're excited to announce our collaboration with Folks Finance! SolvBTC holders can now supply their assets on Folks Finance’s xChain App and access cross-chain collateralization.
This integration enables seamless lending across chains...
Bitlayer
@BitlayerLabs
The $YBTC.b vault on @FolksFinance is blowing up!
The vault has now accumulated 50+ YBTC in deposits, demonstrating growing trust and adoption of YBTC.B within the #Bitlayer ecosystem.
Bitcoin's DeFi future is being built right now.
The vault has now accumulated 50+ YBTC in deposits, demonstrating growing trust and adoption of YBTC.B within the #Bitlayer ecosystem.
Bitcoin's DeFi future is being built right now.
USDT0
@USDT0_to
USDT0 on @monad is live on @FolksFinance.
DeFi powered by unified liquidity of the largest stablecoin in the world.
DeFi powered by unified liquidity of the largest stablecoin in the world.
Polygon Ecosystem
@0xPolygonEco
Flexible lending strategies with competitive yields via Polygon on @FolksFinance
Arbitrum
@arbitrum
Now arriving on Arbitrum: @FolksFinance!
xChain from Folks Finance allows users the ability to trade with unified liquidity in a single account.
Learn more about Folks below 👇
xChain from Folks Finance allows users the ability to trade with unified liquidity in a single account.
Learn more about Folks below 👇
Immunefi
@immunefi
🚨 New Immunefi Magnus customer: @folksfinance
Folks Finance is the leading crosschain DeFi protocol for lending, borrowing, and managing assets across ecosystems.
Folks Finance is the leading crosschain DeFi protocol for lending, borrowing, and managing assets across ecosystems.
Pyth Network 🔮
@PythNetwork
”Pyth Price Feeds are a core part of our infrastructure, providing us with secure, reliable, and low latency price feeds.”
@FolksFinance is a community-driven decentralized platform providing permissionless DeFi tools across multiple networks — and is now powered by Pyth’s pull oracle...
@FolksFinance is a community-driven decentralized platform providing permissionless DeFi tools across multiple networks — and is now powered by Pyth’s pull oracle...
Algo Foundation
@AlgoFoundation
We caught up with the @FolksFinance team ahead of their $FOLKS token launch to discuss what it means for users and the future of DeFi on Algorand.
Watch the full Inside the Launch episode now and bridge your $FOLKS to Algorand in Algoland this week 🌉
Watch the full Inside the Launch episode now and bridge your $FOLKS to Algorand in Algoland this week 🌉
BNB Chain
@BNBCHAIN
Cross-chain deposits and borrowing on @folksfinance are now available on BNB Chain! 👏
Avalanche 🔺
@avax
Next stop, Avalanche 🚆
@FolksFinance uses a hub-and-spoke model, with Avalanche as the Hub Chain, managing a unified USDC pool accessible by all spoke chains.
Now live on mainnet, users can deposit and borrow across Avalanche and connected networks from a single account.
@FolksFinance uses a hub-and-spoke model, with Avalanche as the Hub Chain, managing a unified USDC pool accessible by all spoke chains.
Now live on mainnet, users can deposit and borrow across Avalanche and connected networks from a single account.
Chainlink
@chainlink
Connected liquidity is the key to scalable DeFi.
Chainlink CCIP 🤝 @FolksFinance
Chainlink CCIP 🤝 @FolksFinance
Wormhole
@wormhole
Folks Finance 🤝 Wormhole
@FolksFinance 's native asset $FOLKS is now natively multichain, powered by Wormhole NTT.
Transfer FOLKS between
@avax, @arbitrum, @base, @BNBCHAIN, @ethereum, @0xPolygon, and @SeiNetwork now...
@FolksFinance 's native asset $FOLKS is now natively multichain, powered by Wormhole NTT.
Transfer FOLKS between
@avax, @arbitrum, @base, @BNBCHAIN, @ethereum, @0xPolygon, and @SeiNetwork now...
Magma 🦖🧡 (mainnet arc)
@MagmaStaking
gMON is live on @FolksFinance.
Lend your gMON to earn yield and a 3X Magma points multiplier.
Your capital stays liquid 🦖 🔥
Lend your gMON to earn yield and a 3X Magma points multiplier.
Your capital stays liquid 🦖 🔥
Aethir Ecosystem
@AethirEco
Good news, Aethirians 📣
The first-ever lending market for ATH is now LIVE on @FolksFinance, giving our community direct access to cross-chain liquidity.
Details 👇
The first-ever lending market for ATH is now LIVE on @FolksFinance, giving our community direct access to cross-chain liquidity.
Details 👇
Treehouse
@TreehouseFi
Folks Finance 🤝 Treehouse
tAssets goes live on @FolksFinance!
Supply $tETH and $tAVAX, borrow cross chain against it, and loop your position for additional yield, Nuts, and Folks Points across tAsset pools...
tAssets goes live on @FolksFinance!
Supply $tETH and $tAVAX, borrow cross chain against it, and loop your position for additional yield, Nuts, and Folks Points across tAsset pools...
Shib
@Shibtoken
This is incredible.
After turning $SHIB into a crosschain token with @chainlink CCIP, one of Chainlink's flagship projects has already adopted it.
@FolksFinance has listed $SHIB in its crosschain lending markets, using CCIP to fix liquidity fragmentation...
After turning $SHIB into a crosschain token with @chainlink CCIP, one of Chainlink's flagship projects has already adopted it.
@FolksFinance has listed $SHIB in its crosschain lending markets, using CCIP to fix liquidity fragmentation...
Ethena Ecosystem
@Ethena_Eco
$USDe and $sUSDe have been listed on @FolksFinance.
Ethena assets are now usable within the platform for deposits, collateral, and crosschain borrowing.
Worth pointing out that users looping on Folks can also unlock amplified staking & lending APY along with other incentives/points.
Ethena assets are now usable within the platform for deposits, collateral, and crosschain borrowing.
Worth pointing out that users looping on Folks can also unlock amplified staking & lending APY along with other incentives/points.
Kintsu
@Kintsu
Excited to see sMON live on @FolksFinance
Users can now bring sMON’s native staking + MEV rewards into cross chain collateral, borrowing, and looping strategies, without ever stopping the underlying yield.
Exactly the kind of composability we built for.
Users can now bring sMON’s native staking + MEV rewards into cross chain collateral, borrowing, and looping strategies, without ever stopping the underlying yield.
Exactly the kind of composability we built for.
stake.link
@stakedotlink
Our LINK Liquid Staking Token is now live for borrowing and lending by @Chainlink's BUILD member @FolksFinance, powered exclusively using Chainlink Price Feeds and CCIP 👇
Avant
@avantprotocol
Congratulations on a successful TGE!
Solv Protocol
@SolvProtocol
Solv Protocol x @FolksFinance
We're excited to announce our collaboration with Folks Finance! SolvBTC holders can now supply their assets on Folks Finance’s xChain App and access cross-chain collateralization.
This integration enables seamless lending across chains...
We're excited to announce our collaboration with Folks Finance! SolvBTC holders can now supply their assets on Folks Finance’s xChain App and access cross-chain collateralization.
This integration enables seamless lending across chains...
Bitlayer
@BitlayerLabs
The $YBTC.b vault on @FolksFinance is blowing up!
The vault has now accumulated 50+ YBTC in deposits, demonstrating growing trust and adoption of YBTC.B within the #Bitlayer ecosystem.
Bitcoin's DeFi future is being built right now.
The vault has now accumulated 50+ YBTC in deposits, demonstrating growing trust and adoption of YBTC.B within the #Bitlayer ecosystem.
Bitcoin's DeFi future is being built right now.
USDT0
@USDT0_to
USDT0 on @monad is live on @FolksFinance.
DeFi powered by unified liquidity of the largest stablecoin in the world.
DeFi powered by unified liquidity of the largest stablecoin in the world.
Polygon Ecosystem
@0xPolygonEco
Flexible lending strategies with competitive yields via Polygon on @FolksFinance
Arbitrum
@arbitrum
Now arriving on Arbitrum: @FolksFinance!
xChain from Folks Finance allows users the ability to trade with unified liquidity in a single account.
Learn more about Folks below 👇
xChain from Folks Finance allows users the ability to trade with unified liquidity in a single account.
Learn more about Folks below 👇
Immunefi
@immunefi
🚨 New Immunefi Magnus customer: @folksfinance
Folks Finance is the leading crosschain DeFi protocol for lending, borrowing, and managing assets across ecosystems.
Folks Finance is the leading crosschain DeFi protocol for lending, borrowing, and managing assets across ecosystems.
Pyth Network 🔮
@PythNetwork
”Pyth Price Feeds are a core part of our infrastructure, providing us with secure, reliable, and low latency price feeds.”
@FolksFinance is a community-driven decentralized platform providing permissionless DeFi tools across multiple networks — and is now powered by Pyth’s pull oracle...
@FolksFinance is a community-driven decentralized platform providing permissionless DeFi tools across multiple networks — and is now powered by Pyth’s pull oracle...
Algo Foundation
@AlgoFoundation
We caught up with the @FolksFinance team ahead of their $FOLKS token launch to discuss what it means for users and the future of DeFi on Algorand.
Watch the full Inside the Launch episode now and bridge your $FOLKS to Algorand in Algoland this week 🌉
Watch the full Inside the Launch episode now and bridge your $FOLKS to Algorand in Algoland this week 🌉
BNB Chain
@BNBCHAIN
Cross-chain deposits and borrowing on @folksfinance are now available on BNB Chain! 👏
Avalanche 🔺
@avax
Next stop, Avalanche 🚆
@FolksFinance uses a hub-and-spoke model, with Avalanche as the Hub Chain, managing a unified USDC pool accessible by all spoke chains.
Now live on mainnet, users can deposit and borrow across Avalanche and connected networks from a single account.
@FolksFinance uses a hub-and-spoke model, with Avalanche as the Hub Chain, managing a unified USDC pool accessible by all spoke chains.
Now live on mainnet, users can deposit and borrow across Avalanche and connected networks from a single account.
Chainlink
@chainlink
Connected liquidity is the key to scalable DeFi.
Chainlink CCIP 🤝 @FolksFinance
Chainlink CCIP 🤝 @FolksFinance
Wormhole
@wormhole
Folks Finance 🤝 Wormhole
@FolksFinance 's native asset $FOLKS is now natively multichain, powered by Wormhole NTT.
Transfer FOLKS between
@avax, @arbitrum, @base, @BNBCHAIN, @ethereum, @0xPolygon, and @SeiNetwork now...
@FolksFinance 's native asset $FOLKS is now natively multichain, powered by Wormhole NTT.
Transfer FOLKS between
@avax, @arbitrum, @base, @BNBCHAIN, @ethereum, @0xPolygon, and @SeiNetwork now...
Magma 🦖🧡 (mainnet arc)
@MagmaStaking
gMON is live on @FolksFinance.
Lend your gMON to earn yield and a 3X Magma points multiplier.
Your capital stays liquid 🦖 🔥
Lend your gMON to earn yield and a 3X Magma points multiplier.
Your capital stays liquid 🦖 🔥
Aethir Ecosystem
@AethirEco
Good news, Aethirians 📣
The first-ever lending market for ATH is now LIVE on @FolksFinance, giving our community direct access to cross-chain liquidity.
Details 👇
The first-ever lending market for ATH is now LIVE on @FolksFinance, giving our community direct access to cross-chain liquidity.
Details 👇
Treehouse
@TreehouseFi
Folks Finance 🤝 Treehouse
tAssets goes live on @FolksFinance!
Supply $tETH and $tAVAX, borrow cross chain against it, and loop your position for additional yield, Nuts, and Folks Points across tAsset pools...
tAssets goes live on @FolksFinance!
Supply $tETH and $tAVAX, borrow cross chain against it, and loop your position for additional yield, Nuts, and Folks Points across tAsset pools...
Shib
@Shibtoken
This is incredible.
After turning $SHIB into a crosschain token with @chainlink CCIP, one of Chainlink's flagship projects has already adopted it.
@FolksFinance has listed $SHIB in its crosschain lending markets, using CCIP to fix liquidity fragmentation...
After turning $SHIB into a crosschain token with @chainlink CCIP, one of Chainlink's flagship projects has already adopted it.
@FolksFinance has listed $SHIB in its crosschain lending markets, using CCIP to fix liquidity fragmentation...
Ethena Ecosystem
@Ethena_Eco
$USDe and $sUSDe have been listed on @FolksFinance.
Ethena assets are now usable within the platform for deposits, collateral, and crosschain borrowing.
Worth pointing out that users looping on Folks can also unlock amplified staking & lending APY along with other incentives/points.
Ethena assets are now usable within the platform for deposits, collateral, and crosschain borrowing.
Worth pointing out that users looping on Folks can also unlock amplified staking & lending APY along with other incentives/points.
Kintsu
@Kintsu
Excited to see sMON live on @FolksFinance
Users can now bring sMON’s native staking + MEV rewards into cross chain collateral, borrowing, and looping strategies, without ever stopping the underlying yield.
Exactly the kind of composability we built for.
Users can now bring sMON’s native staking + MEV rewards into cross chain collateral, borrowing, and looping strategies, without ever stopping the underlying yield.
Exactly the kind of composability we built for.
stake.link
@stakedotlink
Our LINK Liquid Staking Token is now live for borrowing and lending by @Chainlink's BUILD member @FolksFinance, powered exclusively using Chainlink Price Feeds and CCIP 👇
Avant
@avantprotocol
Congratulations on a successful TGE!
Solv Protocol
@SolvProtocol
Solv Protocol x @FolksFinance
We're excited to announce our collaboration with Folks Finance! SolvBTC holders can now supply their assets on Folks Finance’s xChain App and access cross-chain collateralization.
This integration enables seamless lending across chains...
We're excited to announce our collaboration with Folks Finance! SolvBTC holders can now supply their assets on Folks Finance’s xChain App and access cross-chain collateralization.
This integration enables seamless lending across chains...
Bitlayer
@BitlayerLabs
The $YBTC.b vault on @FolksFinance is blowing up!
The vault has now accumulated 50+ YBTC in deposits, demonstrating growing trust and adoption of YBTC.B within the #Bitlayer ecosystem.
Bitcoin's DeFi future is being built right now.
The vault has now accumulated 50+ YBTC in deposits, demonstrating growing trust and adoption of YBTC.B within the #Bitlayer ecosystem.
Bitcoin's DeFi future is being built right now.
USDT0
@USDT0_to
USDT0 on @monad is live on @FolksFinance.
DeFi powered by unified liquidity of the largest stablecoin in the world.
DeFi powered by unified liquidity of the largest stablecoin in the world.
Polygon Ecosystem
@0xPolygonEco
Flexible lending strategies with competitive yields via Polygon on @FolksFinance
Arbitrum
@arbitrum
Now arriving on Arbitrum: @FolksFinance!
xChain from Folks Finance allows users the ability to trade with unified liquidity in a single account.
Learn more about Folks below 👇
xChain from Folks Finance allows users the ability to trade with unified liquidity in a single account.
Learn more about Folks below 👇
Immunefi
@immunefi
🚨 New Immunefi Magnus customer: @folksfinance
Folks Finance is the leading crosschain DeFi protocol for lending, borrowing, and managing assets across ecosystems.
Folks Finance is the leading crosschain DeFi protocol for lending, borrowing, and managing assets across ecosystems.
Pyth Network 🔮
@PythNetwork
”Pyth Price Feeds are a core part of our infrastructure, providing us with secure, reliable, and low latency price feeds.”
@FolksFinance is a community-driven decentralized platform providing permissionless DeFi tools across multiple networks — and is now powered by Pyth’s pull oracle...
@FolksFinance is a community-driven decentralized platform providing permissionless DeFi tools across multiple networks — and is now powered by Pyth’s pull oracle...
Algo Foundation
@AlgoFoundation
We caught up with the @FolksFinance team ahead of their $FOLKS token launch to discuss what it means for users and the future of DeFi on Algorand.
Watch the full Inside the Launch episode now and bridge your $FOLKS to Algorand in Algoland this week 🌉
Watch the full Inside the Launch episode now and bridge your $FOLKS to Algorand in Algoland this week 🌉
BNB Chain
@BNBCHAIN
Cross-chain deposits and borrowing on @folksfinance are now available on BNB Chain! 👏
Avalanche 🔺
@avax
Next stop, Avalanche 🚆
@FolksFinance uses a hub-and-spoke model, with Avalanche as the Hub Chain, managing a unified USDC pool accessible by all spoke chains.
Now live on mainnet, users can deposit and borrow across Avalanche and connected networks from a single account.
@FolksFinance uses a hub-and-spoke model, with Avalanche as the Hub Chain, managing a unified USDC pool accessible by all spoke chains.
Now live on mainnet, users can deposit and borrow across Avalanche and connected networks from a single account.
Chainlink
@chainlink
Connected liquidity is the key to scalable DeFi.
Chainlink CCIP 🤝 @FolksFinance
Chainlink CCIP 🤝 @FolksFinance
Wormhole
@wormhole
Folks Finance 🤝 Wormhole
@FolksFinance 's native asset $FOLKS is now natively multichain, powered by Wormhole NTT.
Transfer FOLKS between
@avax, @arbitrum, @base, @BNBCHAIN, @ethereum, @0xPolygon, and @SeiNetwork now...
@FolksFinance 's native asset $FOLKS is now natively multichain, powered by Wormhole NTT.
Transfer FOLKS between
@avax, @arbitrum, @base, @BNBCHAIN, @ethereum, @0xPolygon, and @SeiNetwork now...
Backed by leading supporters
Long-term partners supporting Folks’ development and growth.
Powered by leading tech partners...
...and audited by best-in-class experts.
Build with Folks
Build on top of permissionless smart contracts using Folks’ SDKs.
Latest News
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What is Folks Finance?
Folks Finance is a community-driven decentralized finance (DeFi) platform providing leading permissionless tools for lending, borrowing, staking & management of digital assets. Folks unifies liquidity and functionalities across blockchains, eliminating the need for bridges to deliver a single, unified DeFi experience.
How do I use Folks?
Users can use Folks tools through the user-friendly interface or directly with its smart contracts on supported blockchain networks. This openness also enables the creation of third-party services or applications that integrate with the protocol.
To interact with the Folks protocol, simply connect your crypto wallet and supply your preferred digital asset and amount. Once supplied, you'll start collecting rewards based on market borrowing demand. Additionally, your supplied digital assets can be used as collateral inside a loan, enabling you to borrow other digital assets.
Learn how to use Folks features with practical tutorials from Folks Academy.
To interact with the Folks protocol, simply connect your crypto wallet and supply your preferred digital asset and amount. Once supplied, you'll start collecting rewards based on market borrowing demand. Additionally, your supplied digital assets can be used as collateral inside a loan, enabling you to borrow other digital assets.
Learn how to use Folks features with practical tutorials from Folks Academy.
What are the risks of using Folks?
Nothing in DeFi can be considered entirely risk free, but extensive steps have been taken to minimize these risks on Folks Finance’s tools and infrastructure as much as possible.
The Folks Finance protocol code is publicly available and auditable by anyone, and has been audited by multiple best-in-class smart contract auditors. Additionally, there is an ongoing bug bounty campaign and service providers specializing in technical reviews and risk mitigation.
The Folks Finance protocol code is publicly available and auditable by anyone, and has been audited by multiple best-in-class smart contract auditors. Additionally, there is an ongoing bug bounty campaign and service providers specializing in technical reviews and risk mitigation.
What are liquidations?
On Folks, borrowers can access liquidity by providing collateral that exceeds the borrowed amount. A liquidation is a process that occurs when a borrower's health factor goes below 1 because their collateral value does not properly cover their borrow value. This can happen when the collateral value decreases and/or when the borrow position value increases beyond the liquidation threshold of the collateral digital assets.
Where do the tokens go if I deposit?
Deposited tokens are stored in publicly accessible smart contracts that enable overcollateralised borrowing according to market parameters. The Folks Protocol smart contracts have been audited and formally verified by best-in-class third party experts.
What is the $FOLKS token?
The $FOLKS token, launched on November 6th 2025, is the coordinating layer of the Folks protocol, bringing utility, governance, and alignment mechanisms. Following the protocol’s crosschain architecture, $FOLKS uses the NTT standard and exists natively on multiple chains. This means there’s only one token across all networks (no wrapping, no synthetic copies).
Lend your gMON to earn yield and a 3X Magma points multiplier.
Your capital stays liquid 🦖 🔥